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Invest Commission-Free with IG – Now on All Stocks, Plus Earn 4.5% Interest on Uninvested Cash

IG.com

By Minipip
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Invest Commission-Free with IG – Now on All Stocks, Plus Earn 4.5% Interest on Uninvested Cash

Effective from 1st April 2025, IG is enhancing its investment offering with two major updates designed to give clients greater value and flexibility. Enjoy commission-free investing across all major global stocks, including UK shares, and earn competitive interest on your uninvested cash.


What’s New?

Commission-Free Stock Trading*

Trade US, UK, EU, and AU shares with zero commission*. This update makes IG one of the most cost-effective platforms for building a diversified global portfolio.

4.5% AER Variable Interest on Uninvested Cash

Clients can now earn 4.5% AER variable interest on GBP balances up to £100,000, helping your idle funds grow even during market uncertainty.


Key Benefits for IG Clients

  • Commission-Free Trading Across Key Markets
    Access global markets without commission fees*, giving you more flexibility to diversify internationally.

  • Highly Competitive Cash Interest Rate
    The 4.5% AER variable rate is among the best in the market, maximising returns on uninvested cash.

  • Transparent and Competitive Fee Structure
    Enjoy a simple, clear pricing model that delivers great value across all account types.

  • Exceptional Value for Active Traders
    Frequent traders benefit from zero commissions on major markets, making it easier to optimise trading costs.


How to Qualify for Interest

UK clients qualify for interest on uninvested cash if they have:

  • An active open position, or

  • Have traded within the previous calendar month
    on any of the following account types:

  • Share Dealing Account

  • Stocks & Shares ISA

  • Smart Portfolio

  • SIPP

Interest is paid on GBP balances up to £100,000 per client, aggregated across eligible accounts.


How Is Interest Calculated and Paid?

Interest on uninvested cash is:

  • Calculated daily on qualifying balances

  • Paid monthly, the following month

  • Based on a 4.5% AER variable rate, which may change in line with Bank of England base rate movements.


Important to Note

*Additional fees may still apply depending on your activity and account type. Always review the latest fee schedule for full details.*


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